2 Months Free$150 Off Any PlanFree Roof Coverage

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Home Warranty
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What Happens Next:
1
Your specialist calls you
They'll answer questions and learn about your home.
2
Compare coverage options
Walk through plan tiers and pricing to find your fit.
3
Receive your custom quote
Based on your home's needs — no surprises, no pressure.

Home Insurance Doesn't Cover Wear and Tear or Breakdowns. A Home Warranty Does.


Roofing

Avg. repair range: $300–$650

HVAC

Avg. repair range: $250–$450

Electrical

Avg. repair range: $200–$400

Plumbing

Avg. repair range: $200–$400

Member Perks

Sign up and save 10–75% at major retailers — coverage that can feel like it pays for itself.

Home Improvement
Appliances
Home Services
Everyday Essentials

How a Home Warranty Works

When your home systems or appliances fail, a home warranty takes care of the cost and stress of repairs — a technician diagnoses the issue, confirms coverage, and gets things fixed quickly.

01
Report a Claim

Request service anytime — claims are accepted 24/7 online or by phone, every day of the year.

02
A Technician Is Assigned

No hunting for a repairman — your provider taps its network of vetted local professionals and sends the right one to your door.

03
The Repair Is Covered

The technician repairs or replaces your covered item. You pay only a minimal service fee — your plan covers the rest of the qualified cost.

Want the Perfect Plan? We Keep It Simple.

Three coverage levels, one 60-second quote. Every plan qualifies for the current promotion, and your quote matches you with the best-fit provider for your home.

Systems Coverage
Gold Care
Your ZIP code may qualify for an even lower rate.
$150 off any plan • Free roof coverage ($99 value) • 2 extra months free
  • Free Roof Coverage
  • A/C & Cooling
  • Heating System
  • Ductwork
  • Electrical System
  • Plumbing System
  • Water Heater
  • And much more
Get a Quote
Appliance Coverage
Bronze Care
Your ZIP code may qualify for an even lower rate.
$150 off any plan • 2 extra months free
  • Refrigerator
  • Clothes Washer
  • Clothes Dryer
  • Dishwasher
  • Stove / Cooktop
  • Garbage Disposal
  • And much more
Get a Quote

See your provider's plan agreement for full coverage details, including service fees, limitations and exclusions.

Why choose a home warranty?

Unexpected home repairs can run into the hundreds or thousands of dollars. A home warranty turns that surprise expense into a predictable monthly cost — with plans built to fit a range of budgets.

What's a home warranty?

A service contract covering repair or replacement of home systems and appliances that break down from normal wear and tear — turning surprise repair bills into a predictable cost.

But won't my home insurance cover this?

No. Home insurance only covers sudden events like fire or storm damage — not wear and tear. A home warranty covers exactly what insurance leaves out.

Ranked Among the Top Home Warranty Providers

Rankings and awards earned by our featured home warranty providers.

Forbes Home
Best of 2025
Shopper Approved
5-Star Rating
Consumer Affairs
Buyer's Choice
The Top 10 Sites
Top-Ranked Provider

Avoid Unexpected Repair Costs

Shield your wallet from the unexpected cost of repairing or replacing a home appliance or system.

Washer
$285
avg. repair cost
Air Conditioner
$350
avg. repair cost
Heating System
$350
avg. repair cost
Oven
$285
avg. repair cost
Water Heater
$275
avg. repair cost
Plumbing System
$300
avg. repair cost

How Can a Home Warranty Benefit You?

With reasonable monthly costs and flexible coverage, a home warranty helps homeowners, buyers, and sellers feel secure while making the most of their investment.

Homeowners

Swap surprise repair bills for one predictable monthly cost — and keep every system and appliance running with one call.

Home Buyers

Protect your new investment from day one — inherited appliances and systems are covered even when their service history isn't.

Home Sellers

A covered home stands out in a listing and closes with confidence — no last-minute repair surprises derailing the sale.

Frequently Asked Questions

Still deciding? Clear your doubts here about warranty plans, claims, and coverage.

What does a typical home warranty cover?

Most plans cover major home systems — HVAC, electrical, plumbing, and water heaters — plus everyday appliances like refrigerators, washers, dryers, dishwashers, and ovens. Higher tiers add items like ductwork, ceiling fans, and garbage disposals, and select promotions include roof-leak coverage. Exact coverage depends on the plan you choose and your provider's plan agreement.

Do home warranties pay for repairs or replacements?

Both. When a covered item breaks down, your provider sends a technician to repair it. If the item can't be repaired economically, the plan covers replacement per the terms of your plan agreement — including for big-ticket items like HVAC units and refrigerators.

How does a home warranty differ from homeowners insurance?

Homeowners insurance covers sudden, accidental events — fires, storms, a tree through the roof. A home warranty covers what insurance leaves out: breakdowns from normal wear and tear on your systems and appliances. Most homeowners carry both; they protect against different risks.

Are labor costs included in home warranty coverage?

Yes — covered repairs include both parts and labor. You pay a modest service call fee when a technician visits, and the plan covers the rest of the qualified cost. That fee is set out in your plan agreement, so there are no surprises.

How long does home warranty coverage last?

Standard plans run 12 months and renew annually. Current promotions add 2 extra months free, so your first term can cover 14 months of protection. Multi-year plans are also available at a discount through many providers.

Ready to Protect Your Home From Expensive Repairs?

Get a free, no-obligation quote from a home warranty expert. Takes less than 2 minutes.

Free estimate · No obligation · 2 months free

Home Fix Quotes is an independent comparison and lead generation service, not a home warranty provider, and is not affiliated with any provider listed. Results and savings may vary. Promotional offers such as “2 Months Free” and “$150 off” are provided by participating home warranty providers, are subject to their terms, and may change or end at any time. Retailer discount amounts vary by retailer and membership program. Average repair costs shown are industry estimates; actual costs vary. See your provider representative for full plan details.

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